Build the trusted way AI Agents will interact with money at financial institutions.
Backed by Visa, Circle, Coinbase and more.paymanai.comJoined April 2024
Launching Payman's Agentic Banking Foundations Certification.
The core skills of agentic banking. How agents work, how you control them, and how they break.
Everything you need to know before an AI agent touches someone's money.
Free, self-paced, open to everyone.
Launching Payman's Agentic Banking Foundations Certification.
The core skills of agentic banking. How agents work, how you control them, and how they break.
Everything you need to know before an AI agent touches someone's money.
Free, self-paced, open to everyone.
paymanai.com/certification/
For two years the nicest way people told us Payman was a crazy idea was “trust between AI and money is hard, it’ll take time.”
Last week 100+ bankers in Boulder voted us the Bankers Choice Award for our tech. Not a panel, not an analyst, the people who’d actually have to trust an agent with their customers’ money.
The older you get, the less likely you are to get a trophy, and I didn’t realize that until our team got one.
Our product and engineering teams, with Prashanth and Akash, spent those two years making this safe, reliable, token efficient, fast, and actually delightful all at once, which is a bit like walking barefoot across glass. Scott and Sanjay figured out the other half, the real pain we solve, how to stage it into a bank even when we don’t start with money movement, and how to sell into one.
Trust is still built over time and through action, and an AI world doesn’t change that. It just means more people say it out loud once you’ve earned it.
Agentic banking is here. We’re not just pioneering it anymore, we’re laying the foundation.
Today we're launching @PaymanAI's AI Agents, built for the age of agentic banking.
Every bank faces a quiet threat: the big AI companies are getting between you and your customers. The questions that used to come to your bank now go to ChatGPT.
200M+ people ask ChatGPT financial questions. 55% of US consumers use AI for money decisions, up from about 10% last year. Every one of those is a relationship your bank used to own.
Payman brings it back in-house. Our agents answer everyday money questions in your bank's context, serve retail and commercial, and even move money seamlessly.
We're already in production with banks nationwide, moving tens of thousands for their customers in just months, and that number grows every day.
Ready to bring your customers back in-house? Watch the video, then head to paymanai.com
Transactions tell you what happened.
They never tell you why. And "why" is where the whole relationship lives.
Our CPO Akash Desai wrote about this gap that most banks are sitting on. Every time a customer says "move enough to cover rent" or "I'm worried about overdraft," they're handing you intent data that no transaction record will ever capture.
The difference between knowing a customer transferred $1,200 on Tuesday and understanding they were stressed about making rent before payday? That's the difference between a bank that reacts and a bank that actually serves.
Here's what he breaks down:
→ Why transaction data alone leaves banks blind to what customers actually need
→ How conversational AI extracts intent signals from natural language
→ The real use cases: personalized offers, early hardship detection, retention
Full blog in the comments. 👇
your bank knows what you did. it has no idea why.
that context, the why behind every transaction, is the most valuable data in banking. and nobody's capturing it.
this changes with agentic banking.
community banks aren't just serving communities. they were built by the people in them.
they've always put people before profit. so we built AI that does the same.
We let our CEO and CPO loose with mics and cameras and one question: why start with the hardest problem in AI?
Almost an hour later, they were still going.
No teleprompter. No PR filter. Just the raw conversation of why we chose to build AI that actually executes financial transactions inside banks.
It's long. We're not sorry.
@0xTyllen@dollahbillyayoutu.be/CIB_bHc-1vs
Introducing After Hours.
Because banking goes beyond branch hours when it’s agentic.
This series explores what happens when AI helps banks execute real financial work safely, with the control, compliance, and trust banking requires.
New series. Starting now.
We are excited to announce our partnership with Citizens State Bank, a 113 year old community bank serving seven branches across Western Colorado.
Citizens State Bank is deploying AI agents that work alongside branch staff to handle teller workflows, loan collections, account servicing, and reporting, with full audit trails and bank defined compliance controls.
This is not a chatbot rollout. These AI agents understand what a banker is trying to accomplish, execute multi-step workflows, and maintain complete auditability throughout.
"Our customers are at the heart of everything we do at Citizens State Bank. By thoughtfully leveraging AI, we are improving efficiency and access to information so our team can spend more time focused on the financial needs and decisions that matter most to the people and businesses we serve."
- Alexander Price, President & CEO, Citizens State Bank
Community banks are leading the shift to agentic banking. We are proud to be building this future alongside Citizens State Bank.
Read the full announcement: businesswire.com/news/home/2026…
Proud to be part of ICBA's ThinkTECH Accelerator Program 11 cohort!
10 weeks working directly with community bankers to bring agentic banking to their institutions.
The future of banking gets built now
The cohort for the #ICBAThinkTECH Accelerator Program 11 (AP11) is officially set! This group of six innovative companies are delivering bank‑ready solutions designed to help community banks become more efficient, profitable, and competitive.
Meet the companies shaping the
We were chosen to join ICBA's ThinkTECH Accelerator!
Starting May 18, we will join the 11th ThinkTECH cohort alongside a group of companies selected to help community banks tackle their most pressing innovation priorities.
For us, the fit is natural.
Community banks don't need another chatbot. They need AI that understands intent, takes action, and operates within the controls banking demands.
That's what we built.
Our agents initiate payments, execute workflows, and run inside bank-defined policies, approvals, and audit trails.
Agentic banking built for the real world. Practical for community banks. Safe for compliance. Powerful enough to change how banking gets done.
Over the next 10 weeks, we'll be working alongside ICBA's network of bankers and industry leaders to keep pushing what AI can do for community banking.
Proud to be part of this cohort. Let's get to work.
More on the cohort: icba.org/w/icba-names-n…
Anthropic just held "The Briefing: Financial Services".
That event was not for community banks. But the implications are.
The room was full of megabanks. The message was infrastructure.
Financial services is Anthropic's #2 industry by enterprise revenue, 20 months running. 40% of their top 50 customers are financial institutions.
Your customers are already experiencing AI everywhere else. Your largest competitors are not experimenting. They are deploying. And your core providers are not moving at the speed you need them to.
You need agents that can execute real financial transactions, with the compliance controls your examiners already expect.
The banks moving now will define the next era of community banking.
Missed one of our webinars? Want to hear more from our founders? Well we heard you and have launched a podcast!
The Agentic Bank explores the shift from digital banking to agentic banking, featuring conversations with the leaders and builders who are deploying, regulating, and shaping the next era of financial services.
Banking is being rewritten by AI agents that don't just talk. They transact.
Listen now:
🎧 Spotify: open.spotify.com/show/36yC6Y3Qq…
🍎 Apple: podcasts.apple.com/podcast/id1895…
3K Followers 6K Followingbuild products and businesses. ex- head of product at @Paxos, @Coinbase Prime, @Square Banking. on a break. invest via @a16z. enjoy nyc and support @chelseafc
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Give every agent identity to interact with the world.
Email, phone, SMS and iMessage, plus an HTTP or WebSocket endpoint.
82 Followers 606 FollowingFinTech focus. Commentary and strategy for financial institutions. Sales excellence and GTM for revenue leaders. https://t.co/N9kOnhq4zs
348 Followers 2K FollowingCo-Founder https://t.co/ru4DlC7CrD - Agentic business payments. @fdotinc Canopy Before engineering at https://t.co/WgZDNHLgtv (Acq. by American Express) sf
860 Followers 7K FollowingHelping you w your finances, building ai agents @getcandidly. PhD @Columbia dropout. Formerly @twitter doing data+revenue things.